Mitsubishi HC Capital America and HD Hyundai Announce Cross-Border Construction Financing Partnership

Mitsubishi HC Capital America, the largest non-bank, non-captive finance provider in North America, has announced a strategic financing partnership with HD Hyundai Construction Equipment North America (HD Hyundai). The initiative aims to help construction businesses across the U.S. and Canada acquire Hyundai equipment.

As part of the agreement, HD Hyundai will add Mitsubishi HC Capital America to its preferred financing provider network across North America. The collaboration supports financing programs including retail end-customer financing, dealer rental fleet financing and inventory floor plan financing.

The goal is to offer flexible financing options for contractors, dealers, and construction firms seeking to invest in Hyundai machinery. Mitsubishi HC Capital America brings $7.5 billion in owned and managed assets to the partnership, along with experience in delivering competitive rates, tailored payment plans, and simplified financing processes.

“At Mitsubishi HC Capital America, we understand that access to the right equipment at the right time is critical for construction firms to stay competitive,” said Chris Johnson, Senior Vice President, Construction. “Our partnership with HD Hyundai allows us to provide tailored financing solutions that help businesses invest in the latest technologies, increase productivity and manage costs effectively. Whether a company is looking to expand their business or upgrade to more advanced machinery, we’re here to make financing simple, flexible and accessible.”

The partnership includes cross-border financing options to support companies in Canada.
“Canada is a critical market for the company because of its strong outlook for the construction industry,” said Félix Beauregard, Vice President of Equipment and Inventory Finance for Mitsubishi HC Capital Canada. “It’s anticipated that continued infrastructure development and government investments will be a significant driver to positive economic conditions, and we’re looking forward to working with HD Hyundai to help Canadian companies deliver on this important work.”

Through the retail program, customers can finance Hyundai’s full line of construction equipment, including articulated dump trucks, excavators, wheel loaders, dozers, and other machinery. Dealers can also access floor plan financing to help manage inventory levels and seasonal demand, while maintaining cash flow.

In the U.S., qualifying businesses can access an app-only finance program for up to $1 million, designed to expedite the financing process and reduce paperwork.